Financial Planning for Creators & Freelancers
From tax panic and cash flow chaos to a simple stress-free system, in 90 days or less.
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for Creators
Fiduciary Advisors
Advisors
Who We Serve
What we wanted,
but wasn't offered.
Content Creators
Read the Case Study
→ UGC creators earning >$50k
→ YouTube creators with inconsistent AdSense
→ Influencers building real businesses
→ & many more
Your finances are as chaotic as your upload schedule. We organize the mess, automate your systems, and clear space for your creative mind to actually work.
Freelancers
→ Brand designers who'd rather not focus on finances
→ Web developers with feast or famine months
→ Copywriters who need a clear min
→ & many more
It's time to implement systems that eliminate reliance on debt, ensure survival during slow periods, and help you focus on the work you actually enjoy.
Read the Case Study
Other Creatives
→ Wedding photographers with on & off seasons
→ Creator coaches juggling too many clients
→ Designers with irregular project cycles
→ & many
You're wearing every hat, and finances always fall to the bottom. We built a service model that flexes with your irregular income and unpredictable life, not against it.
Read the Case Study
Our Services
Finally, a Financial Advisor Who Gets
Why You Have 7 Income Streams.
Planning for Irregular Income & Big Goals
Pay yourself a consistent 'salary' every month, even when income swings by 40%. No more feast-or-famine stress. No more raiding your business account for groceries. Just predictable income you can count on, while still hitting your savings goals.
Read the Case Study
Creator & Freelancer
Tax Strategy
Know your exact quarterly tax bill before any payment. Set it aside automatically, track every deduction, and never wake up to a five-figure tax bomb again. Just simple, stress-free compliance, built for irregular income.
Read the Case Study
Creator Cash
Flow System
Build a 1-3 month "slow season" buffer so you never dip into credit cards to cover expenses.
Read the Case Study
Self-Employed
Investment Planning
Implement and contribute to self-employed retirement plans that reduce your tax bill and build your future. We handle the setup, automate contributions, and show you exactly how much you're saving in taxes every year, benefits big companies get, now available to you.
Read the Case Study
Community,
Education, & Support
You're not just getting a CFP®, you're getting a community and a playbook. We teach you the 'why' behind every decision, share templates and systems you can reuse, and connect you with other creators who get it. Full transparency. Zero gatekeeping.
Read the Case Study
Planning for Irregular Income & Big Goals
Pay yourself a consistent 'salary' every month, even when income swings by 40%. No more feast-or-famine stress. No more raiding your business account for groceries. Just predictable income you can count on, while still hitting your savings goals.
Read the Case Study
Creator & Freelancer
Tax Strategy
Know your exact quarterly tax bill before any payment. Set it aside automatically, track every deduction, and never wake up to a five-figure tax bomb again. Just simple, stress-free compliance, built for irregular income.
Read the Case Study
Creator Cash
Flow System
Build a 1-3 month "slow season" buffer so you never dip into credit cards to cover expenses.
Read the Case Study
Self-Employed
Investment Planning
Implement and contribute to self-employed retirement plans that reduce your tax bill and build your future. We handle the setup, automate contributions, and show you exactly how much you're saving in taxes every year, benefits big companies get, now available to you.
Read the Case Study
Community,
Education, & Support
You're not just getting a CFP®, you're getting a community and a playbook. We teach you the 'why' behind every decision, share templates and systems you can reuse, and connect you with other creators who get it. Full transparency. Zero gatekeeping.
Read the Case Study
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Planning
Planning
Analysis
Planning
Management
Wellness Check
Frequently Asked Questions
Your Questions.
Our Answers.
How do I know if I’m a good fit?
Ambitious Creators & Owners
You're a great fit if:
→ You're self-employed and earning real money from your craft
→ You're tired of guessing what to set aside for taxes
→ You want to feel confident, not confused, about your finances
Creators are our specialty, but we also work with freelancers, business owners, and anyone who's ever asked themselves, "Wait, I owe HOW MUCH in taxes?!'
What does working together look like?
Here When You Need Us
We start with a financial wellness check to understand your income, expenses, taxes, and goals, then build a tailored plan around them. From there, we meet regularly (often quarterly) to adjust for new deals, launches, clients, or life changes, so your plan always matches your reality.
Learn more about our process.
What will it cost to work with you?
Transparent Pricing
Most clients pay a flat ongoing planning fee that's be billed monthly depending on the scope of work. The exact amount depends on your situation and the services you need, and it’s always discussed up front so there are no surprises.
Most new creators start around $200-$300 per month. Six-figure businesses are typically $500-$700 per month. The exact fee depends on complexity, but you can learn more on our pricing page.
How much time will this require each month?
We Handle Most
We handle the heavy lifting, but you make the decisions.
Most clients spend less than an hour every month reviewing their plan budget, and responding to our requests. We do meet every quarter, which adds about 1 additional hour every four months.
Do you only help creators?
We are all-inclusive!
Creators are a huge part of our community, but not the only ones. Moonshot works with self-employed individuals who earn their living online or through their own businesses, including content creators, influencers, models, web and graphic designers, brand strategists, coaches, and other freelancers. If you have irregular income, 1099s, and multiple income streams, you’re in the right place.
If you've ever Googled "How much to set aside for taxes" at midnight, you're our people.
How are you paid?
Fee-Only Fiduciary Advisors
Moonshot is a fee-only fiduciary firm, which means clients are the only ones who pay us. There are no commissions, kickbacks, or product sales, just transparent planning and investment fees you see in writing before we start.
What makes you different from other advisors?
We are Creators
We've dealt with the same quarterly tax panic, the same 'how do I open a retirement account' questions, and the same 'is this trip deductible?' questions you're facing right now. That's why Moonshot exists."
Do you work with people outside California?
Virtual Meetings
Yes! Most of our clients are across the U.S. We meet virtually so you can work with us from anywhere.
Tired of guessing
with your money?
Book your free Financial Health Check, and we'll walk you through your biggest risks, hidden opportunities, and the exact next steps to get your money under control.